Getting into debt can one of the most stressful and destructive problems that can face the individual. It can affect health, relationships and self-esteem. It can severely damage work performance and be a cause of long-term absence from work.

Effective and impartial advice on debt management solutions can therefore be invaluable for employee and organisation alike. Focus can offer confidential counselling and support to help employees manage their finances more effectively, no matter what their level of need may be.